We are almost at the end of the year, and what a year this has been! High inflation, high-interest rates, fears of a recession, and low consumer spending continued to remain at the top of our minds, but I believe the worst is over. This means it’s time for many forward-looking investors to begin their

Bitcoin (BTC-USD) and Ethereum (ETH-USD) are staples for investors, but potential millionaires may find small-cap altcoins intriguing. These tokens carry higher risks and limited regulatory protection, offering a speculative yet thrilling opportunity. However, anticipated events, including significant halvings and potential interest rate decreases, set the stage for substantial crypto value surges.  As Bitcoin soared, investors

Artificial intelligence (AI) continues to shape the future of technology. The advent of generative AI in 2023 promises to fundamentally reshape the world. The future of technology has also fundamentally changed, and the speed of innovation is likely to only accelerate. The advent of technologies, including generative AI and conversational AI, is reshaping entire industries.

Cybersecurity continues to be an important and growing industry. Companies and individuals alike are spending more money than ever before to protect their online presence and safeguard sensitive data as hacks and cyberattacks proliferate and grow in terms of their sophistication and danger. Industry data shows that global cyberattacks increased 38% in 2022 from 2021.

Mental health stocks are democratizing access to mental health services for millions across the globe. The lack of access to qualified counselors is a significant hurdle for people to get the help they need (primarily due to financial commitments). So, these companies are making that help accessible to those even on a limited income. Although

Fortune reported in November that rent is cheaper than mortgages in 95 out of 97 major metropolitan areas in the U.S. These rental market trends were from Bank of America’s economists.   “[T]heir analysis found that ‘rent was still cheaper than mortgages in all but two of 97 major Metro Areas,’ as of October, despite the

Looking back, 2021 was a golden year for growth stocks. But it didn’t take much time for sentiments to reverse when tight monetary policies translated into a big correction in 2022. The current year has seen mixed results, and I would classify it as a year of consolidation and selective buying. As the markets start

Tech startups have been trading erratically since the start of the pandemic, experiencing wild volatility in both directions over the past three years. However, a general trend among these stocks is that sentiment on Wall Street remains quite bearish. Smaller tech stocks have not seen nearly the appreciation of their larger counterparts, signaling that investors

Many bargain-priced mid-cap and micro-cap penny stocks are trading at highly-discounted levels right now. With the recent cooler-than-expected PCE inflation read, markets are now pricing in just a 2.5% chance of another Fed rate hike. These numbers include a 60% chance of a cut as early as March. Accordingly, I believe now is an opportune

Unlike tech stocks, fintech has had a good year so far. The bank collapse pushed consumers toward fintech companies that are steady and considered reliable. This is one industry that is always transitioning, as we move towards digitization, the demand for credit cards will increase, and as student loan repayment resumes, the demand for personal