Learn which rare situations merit tapping your retirement funds Reviewed by David Kindness Paying off debt with money from your 401(k) plan can make sense in some cases. But you’ll also be reducing your retirement savings, so it’s worth weighing the pros and cons, as well as considering some alternatives that may be preferable. Key
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Reviewed by Gordon ScottFact checked by Suzanne Kvilhaug Peaks and troughs are patterns that are developed by the price action experienced by all securities. As we know, prices never move in straight lines, whether in an uptrend or a downtrend. The term “zigzag pattern” has been used to describe the peaks and troughs, and many
I continue to be optimistic on the upside potential for quality growth stocks. However, for the next few quarters, I am inclined to increase the weight of blue-chip stocks in the portfolio. The key reason is potential delay in rate cuts that can negatively impact equities. While I don’t expect a deep correction, it’s important
Investing in the stock market always carries a degree of risk, and even the most diligent investors can find themselves holding positions that underperform or fail to meet expectations. As time passes, the original investment thesis may no longer hold true, and the once-promising growth story can unravel and reach six feet under. With countless
Inflation is here to stay. While down from the historically high levels hit over the past year or so, inflation rates remain elevated and are wearing on the economy. U.S. business activity slowed to a four-month low this month, which has worried the Federal Reserve. It was looking to cut interest rates at least three
Many investors abandon highly promising shares with little chance of failing. The phenomenon has been exacerbated by overdone fears about elevated interest rates. Short sellers often believe that elevated rates will crush indebted, money-losing firms, regardless of their potential. These short sellers put huge downward pressure on small companies that are still in the red
Winston Churchill reportedly told the House of Commons, “Democracy is the worst form of government, except for all the others that have been tried.” You can say pretty much the same thing about dividend investing. It’s the worst investment strategy, except for all the others that have been devised. Studies show that stocks outperform all
For multiple reasons, the outlook of luxury electric vehicle maker Lucid Motors (NASDAQ:LCID) has greatly improved in recent months. First, there’s a great deal to like about its upcoming Gravity SUV, including its fairly unique seven seats and overall appearance. Meanwhile, Lucid should benefit from Tesla’s (NASDAQ:TSLA) multiple problems, while the valuation of Lucid stock
Learn how to evaluate an REIT Reviewed by Somer Anderson A real estate investment trust (REIT) is a company that owns, operates, or finances income-producing properties. By law, 90% of an REIT’s profits must be distributed as dividends to shareholders. Here, we take a look at REITs, their characteristics, and how to evaluate an REIT.
Thinking clearly while under stress is a must Reviewed by Pamela RodriguezFact checked by Vikki Velasquez Divorce is a gut-wrenching experience. Whether you have been blindsided by infidelity or had to give an “I still love you, but I’m not in love with you anymore” speech to the person who you thought would be your
Qualified distributions are allowed at age 59½ Fact checked by Suzanne KvilhaugReviewed by David Kindness There are rules that govern when those who invest in 401(k) workplace retirement plans may take withdrawals without incurring a penalty. Generally speaking, you may withdraw funds from your account at any time. However, should you do so before you
Reviewed by Thomas BrockFact checked by Betsy Petrick As of Apr. 25, 2024, the average 30-year fixed mortgage rate is 7.49%, 20-year fixed mortgage rate is 7.37%, 15-year fixed mortgage rate is 6.85%, and 10-year fixed mortgage rate is 6.76%. Average rates for other loan types include 7.24% for an FHA 30-year fixed mortgage and
Stocks specializing in real estate, such as real estate investment trusts (REITs), are a great option for investors seeking exposure to the real estate market without buying properties for a significant upfront cost. REITs are solid investment options because they typically offer very high dividends to investors. To be classified as real estate investment trusts,
Finding good chances is crucial for IT investors looking for long-term success in tech stocks. Three notable businesses have surfaced as strong candidates ready to influence the upcoming ten years. These businesses are similar in using cutting-edge AI technology to accelerate their growth. The first, renowned for its state-of-the-art CPUs, is leading the charge in
Investor sentiment behind cannabis stocks has swung wildly over the past several years. It always seems to be a case of weighing the opportunity for further legalization against the fundamental realities of the sector. Years ago, when the sector opened up, sentiment was sky high. More recently, as profitability remains elusive, sentiment has waned. Further
The end of the first quarter means another volatile earnings season. United States equities ended Q1 on a high note after an overall positive Q4 earning season. The two major U.S. stock market indices, the S&P 500 and the Nasdaq Composite, ended the first quarter up 10.2% and 9.1%, respectively. The small- to mid-cap index,
Data analytics company GlobalData projects that the AI market will grow 35% annually over the next few years, reaching $909 billion by 2030. Naturally, that’s made AI chip stocks extremely popular with investors. Google the words “AI chip stocks” in quotation marks, and you will get 39,600 results. AI is undoubtedly a priority subject for
After leading the market higher coming out of the 2022 bear market, technology stocks have hit a rough patch. Sentiment towards the mega-cap tech companies has also shifted, as it now looks like interest rates will remain higher for longer. At the same time, geopolitical instability and spiking bond yields have zapped investors’ risk appetite.
The Dow 30 is a venerable group of blue-chip stocks known for their stability. So, it’s fair to say that none of these companies will cease to exist. But as investors know, market corrections can strike speculative and blue-chip stocks alike. That makes it look like it is time to focus on Dow stocks to
From being among the hottest stocks, we’ve come to a point where no one seems to be interested in buying lithium stocks. It’s said that long-term investing is boring. The reason is that value investors look for ideas to patiently hold before the next bull run. Lithium stocks might remain sideways to lower in the