Most revenue is generated from global cruise operations Reviewed by Akhilesh Ganti Carnival Corporation & PLC (CCL) is the largest global cruise company with a portfolio of cruise lines that include AIDA Cruises, Carnival Cruise Line, Costa Cruises, Cunard, Holland America Line, P&O Cruises Australia, P&O Cruises UK, Princess Cruises, and Seabourn.The company operates cruise
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Nike North America is the company’s largest geographic segment Reviewed by Margaret James Nike Inc. (NKE) is a global footwear and apparel company that designs, develops, markets, and sells athletic footwear, apparel, equipment, accessories, and services. Although primarily designed for athletic use, many of its products are worn for casual or leisure activities. The majority
Reviewed by David Kindness While many Americans struggle to save for retirement, elected representatives and senators in the United States Congress receive substantial pension benefits for life. Though Congressional retirement pay is not typically a big election-year issue, it might serve as evidence of a disconnect between lawmakers and mainstream America. Key Takeaways Congressional representatives have access
Reviewed by Marguerita ChengFact checked by David Rubin A variable annuity is a tax-deferred retirement account, the value of which varies based on the performance of the underlying portfolio of mutual fund-like investments. A variable annuity is a type of annuity—a financial product that allows an individual to invest money in either a lump-sum payment
Gallo Images / Getty Images Reviewed by Ebony Howard Most travelers find that Australia is well worth the 20-or-so-hour flight from the U.S. And while just getting there can strain any travel budget, there are off-season times of the year—and even days of the week—when you can fly to Australia for less. Key Takeaways May
India’s biggest state-owned companies ranked by net sales Reviewed by Robert C. Kelly India is a quickly developing country that has adopted a mixed economic system post-independence, with the government remaining involved in several key industries. In fact, seven Indian companies made it to the latest 2019 Global Fortune 500 list and four of them are
Reviewed by Charlene RhinehartFact checked by Yarilet Perez Accrual vs. Accounts Payable: An Overview Both accrual and accounts payable are accounting entries that appear on a company’s financial statements. An accrual is an accounting adjustment for items (e.g., revenues, expenses) that have been earned or incurred, but not yet recorded. Accounts payable is a liability
Identity theft is one major reason today Everything You Need to Know About Having a Social Security Number In this video, you’ll learn all about the purpose of having a social security number. A Social Security number (SSN) is a unique identifier assigned to U.S. citizens and some residents to track their income and determine
Stockholders should pay attention to this on a company’s balance sheet Reviewed by Chip StapletonFact checked by Yarilet Perez An increase in the total capital stock showing on a company’s balance sheet is usually bad news for stockholders because it represents the issuance of additional stock shares, which dilute the value of investors’ existing shares.
Timing is everything when it comes to retiring comfortably How Much Should I Save for Retirement? Tom Zgainer shares his tips for pinpointing a retirement goal to help support your intended lifestyle. Reviewed by Ebony HowardFact checked by David Rubin After years of hard work, you’re certainly entitled to a happy retirement. You may have
These insurance contracts offer steady income but have some downsides Reviewed by Pamela RodriguezFact checked by Marcus Reeves What Is an Annuity? An annuity is a contract between a buyer and an insurance company that provides the buyer with a regular series of payments in return for a lump-sum payment. An annuity is most commonly
Reviewed by Margaret JamesFact checked by Yarilet Perez What is Trailing P/E vs. Forward P/E? The forward P/E uses projected future earnings to calculate the price-to-earnings ratio. The trailing P/E, which is the standard form of a price-to-earnings ratio, is calculated using recent past earnings. It can be helpful for investors to consider both calculations
Reviewed by Amy DruryFact checked by Yarilet Perez Outsourcing vs. Subcontracting: An Overview Business executives often blur the line between outsourcing and subcontracting; however, in reality, the two practices are quite distinct. The primary differences lie in the amount of control a company has over the work process and whether the work could have been
Eva-Katalin / Getty Images Fact checked by Michael RosenstonReviewed by Michael J Boyle Chase offers the best student bank account, according to our research, due to its sign-on bonus and lack of fees. Student bank accounts often have the same basic structure as the institution’s typical offerings, with allowances for students’ typically lower balances. Because
The Good Brigade / Getty Images Fact checked by Matthew M KlammerReviewed by Samantha Silberstein Based on our research, Ally Bank has the best joint checking account due to its lack of fees and no minimum deposit requirement. A joint checking account is an easy banking solution for any two people who want to partially
Reviewed by Somer Anderson Hurdle Rate vs. Internal Rate of Return (IRR): What’s the Difference? When a company decides whether a project is worth the costs that will be incurred in undertaking it, it may evaluate it by comparing the internal rate of return (IRR) on the project to the hurdle rate, or the minimum acceptable
Reviewed by Charlene Rhinehart Market Capitalization vs. Equity: An Overview Two of the most common ways of assessing a company’s value are market capitalization and equity (also known as shareholder equity). Each term describes a different way of looking at a company’s value. It is helpful to consider both to get the most accurate picture
Reviewed by Michelle P. Scott The World Trade Organization (WTO) is a global organization made up of 164 member countries that deals with the rules of trade between nations. Its goal is to ensure that trade flows as smoothly and predictably as possible. As part of his broader attempts to renegotiate the United States’ global trade deals, former
Reviewed by David Kindness Outsourcing is the process of hiring an outside organization that is not affiliated with the company to complete specific tasks. Insourcing, on the other hand, is a business practice performed within the operational infrastructure of the organization. The main difference between outsourcing and insourcing is the methods in which work, projects, or tasks
Reviewed by David KindnessFact checked by Vikki Velasquez If your income is below the minimum required for filing an income tax return, or if you don’t expect a refund, you may be tempted to skip it. But if you do, you might miss out on some tax credits. You could even pay zero income tax
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