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BlackRock CEO Larry Fink Taylor Hill | Getty Images Entertainment | Getty Images BlackRock Chairman Larry Fink said capital markets can help solve a crisis brewing around the ability of Americans to afford retirement as lifespans elongate, and that the government can provide a basic safety net. In his annual letter to shareholders of the

Tips on negotiating the best used car price Reviewed by Ebony Howard There’s one very good reason to consider buying a used vehicle versus a new one: depreciation. A new car will depreciate 10% in the first month it leaves the lot and 20% within its first year. After five years, the average car is

Reviewed by Margaret JamesFact checked by Suzanne Kvilhaug The importance of making a budget is a financial lesson that can’t be overemphasized. When you first go on your financial journey, following a budget can help you practice basic money habits. Still not convinced? Below are five good reasons why everyone should create and stick to

Reviewed by Andy Smith Foreign stocks are an attractive option for investors who want to diversify their portfolios, with brokers ready to assist in making these foreign investments. Index funds that are global in scope and follow a passive investment approach provide a cost-effective means of investing overseas. Still, it’s worth noting these international index

10 Steps To Investing in Stocks How to Invest In Stocks: A Beginner’s Guide In this video, you’ll learn how to start investing in stocks. Investing is the act of committing money to an endeavor with the expectation of obtaining an additional income or profit in the long run. Investing the stock market is the

Fact checked by Yarilet PerezReviewed by Ebony Howard Social media has given rise to a new breed of influencer who’s focused on all things money. Dubbed “finfluencers,” they use platforms such as YouTube, TikTok, and Instagram to share personal finance tips and hacks. While some of these personal finance influencers gear their content toward adults,

Reviewed by Charlene RhinehartFact checked by Katharine Beer Traveling abroad is a fun, exciting experience where you can take in history, new cultures, exotic cuisine, and learn about the world. Nevertheless, when you travel, you often can’t use the U.S. dollar. Getting foreign currency can be easy, but you need to be careful about where

Don’t leave your kids unprepared for handling money Fact checked by Yarilet PerezReviewed by Pamela Rodriguez When kids leave home, they face some heavy financial responsibilities, including creating a budget and choosing the right investments for their long-term goals. Much of the time, however, they’re woefully unprepared for those challenges. Many kids grow up in

Reviewed by Doretha Clemon When real estate sales are slow and there is a glut of homes for sale, buyers have an opportunity to pick up a house on the cheap. The operative word here is “opportunity.” There are times when you should pounce and times when you should show restraint and avoid an impulse

Reviewed by Erika Rasure According to the Internal Revenue Service (IRS), most cryptocurrencies are convertible virtual currencies. This means that they act as a medium of exchange, a store of value, a unit of account, and can be substituted for real money. It also means any profits or income from your cryptocurrency is taxable. However,

Reviewed by Amy Soricelli Whether you want to be an agent or a broker, you’ll need a real estate license to buy or sell real estate in California. You’ll also need to be at least 18 years old, complete some real estate coursework, pass an exam (or two, depending on the license), and undergo a

Reviewed by Somer AndersonFact checked by Suzanne Kvilhaug Recessions are difficult times for most individuals and businesses. Some people suffer financially, and even more worry that they might become subject to the negative aspects of an economic slowdown. But for a select group of professionals and companies, a recession may actually be an opportunity to

Even as the major averages have recently hit fresh records, there are plenty of catalysts that could shake things up, including geopolitical tensions and the upcoming U.S. presidential election. Investors seeking some stability in their portfolios may want to consider high-quality dividend stocks, especially those with a track record of steady income payments. Analysts conduct

How to ensure you’re not overpaying Reviewed by Julius Mansa All home buyers have one thing in common: They don’t want to get ripped off. Whatever the state of the housing market, it’s important to make sure you pay a fair price. Yet how do you know that you’re getting a good deal—even in a tight

Fact checked by Kirsten Rohrs SchmittReviewed by Chip Stapleton Real estate attorneys (also known as real estate lawyers) specialize in matters related to property, from transactions and title transfers to the handling of disputes between parties. In addition to hiring a real estate agent to help negotiate the transaction, you might consider a real estate

Paying an allowance can help your child learn good financial habits Fact checked by Vikki VelasquezReviewed by Pamela Rodriguez Paying kids an allowance can help them to learn good money habits early on. Seventy-nine percent of parents say they pay their child an allowance, according to T. Rowe Price’s 14th Annual Parents, Kids & Money